SPMpoint

SPMpoint (Single Point Member) empowers insurance carriers, financial institutions, and benefits administrators with the technology, tools, and confidence to perform virtually any form of individual subscriber billing. SPMpoint's value lies in its ability to perform unstructured multi-product billing with dynamic rate calculations within highly complex billing scenarios. Integrated cash management tools enable flawless reconcilement and remittance processing. Our customers are using SPMpoint in very creative and profitable ways. Consider how some are using SPMpoint today:

  • Individual insurance product premium billing (bundled, unbundled and multi-product consolidation)
  • Private Health Insurance Exchange billing
  • Pre-65 Retiree billing 
  • Post-65 Retiree billing 
  • Governmental Assistance (i.e. Medicaid, SCHIP)
  • Cash Pay billing 
  • FMLA direct billing 
  • Loan Repayment billing 
  • Leave of Absence billing 
  • Disability premium billing 
  • Worksite benefits premium billing 
  • Lifetime continuation administration 
  • Non-COBRA continuation administration
hbe

What happens after the subscriber elects coverage in a state health benefit exchange? HBEpoint.

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cobra

The first easy-to-use web-based COBRA, HIPAA, & State Continuation administration platform built to run the business of running a multi-employer COBRA administration business - limitless scale and maximum efficiency.

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Integrated Services

Bundled back-office services free you to differentiate your business.

payment

billing

mail

eligibility

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cobra