HBEpoint
HBEpoint is the only SaaS delivered individual subscriber billing and administration system optimized for running everything in a state health benefit exchange which takes place behind the “no wrong door” web based health insurance exchanges each state is required to build under the Patient Protection and Affordable Care Act. Designed for use by a state running a complete end-to-end exchange in the Massachusetts Connector model or by an insurance carrier or Benaissance Billing Services behind the exchange in a Utah exchange model.
A fundamental shift in the landscape of health insurance delivery in the United States will be taking place in 2014 and beyond. Many Americans and their families will be moving from group health insurance policies to individual health insurance policies. Neither state governments nor most group health insurance carriers are staffed, experienced, optimized, or equipped to handle a growth in the individual health insurance market to 30 to 70 million Americans. Benaissance is. We’ve been building technology systems and business operations to take care of individual subscribers since 1995 – this is the core of our existence. Subsidies? No problem (do you remember ARRA and know HCTC – the acronyms might change, but the technology is the same).
