Payment/Services

Since 1995, the Benaissance team has been focused on making COBRA and Direct/Retiree Billing administration as efficient, scalable and profitable as possible. Now your business can benefit from our hard won experience, investments, and proven expertise processing hundreds of millions of dollars of COBRA and Direct Bill premium payments.

SPMpoint, COBRApoint, and HBEpoint customers benefit from the industry’s first ever system built to precisely optimize custodial cash management. Benaissance's Payment Services solution extends this core functionality by operating as a postmark date aware professional lock-box service specifically designed for the requirements of COBRA and Direct/Retiree Bill premium processing.

Payment Options For Members:

Personal Check or Money Order
Auto Bank Pay
Credit / Debit Card
One-time ACH
Scheduled/Recurring ACH

The first easy-to-use web-based COBRA, HIPAA, & State Continuation administration platform built to run the business of running a multi-employer COBRA administration business - limitless scale and maximum efficiency.

Retiree health insurance billing, individual policyholder billing, leave of absence billing-whether carrier or TPA, billing your own subscribers or your clients', SPMpoint drives efficiency while supporting maximum flexibility.

What happens after the subscriber elects coverage in a state health benefit exchange? HBEpoint.

Integrated Services

Bundled back-office services free you to differentiate your business.